Insurance

Insurance

Insurance Regulation Search AI Agent

An AI agent that instantly searches and answers questions about complex insurance regulations, policies, and internal rules. Achieved PDF structuring that was impossible with existing AI, dramatically reducing inquiry response time.

AI AgentRegulation SearchInsurance DXRAG

Challenge

With thousands of complex insurance-specific regulations, policies, and internal rules, operators and employees spent enormous amounts of time finding accurate information. Existing AI tools could not accurately structure insurance documents containing tables and conditional logic, limiting their effectiveness.

1

Need to search for precise clauses among thousands of regulations and policies

2

Existing AI unable to structure documents with tables and conditional branching

3

Operators spending 15+ minutes on average per inquiry response

4

Days required to assess the impact scope of regulation amendments

📑
Regulations
Thousands of rules & policies
🤖
Existing AI
Cannot parse tables/logic
⏱️
Inquiry Response
15+ min per question
📋
Amendment Analysis
Days of manual work
Workflow Before
📞
Inquiry received
🔍
Manual regulation search
👁️
Visually verify clauses
⏱️
15+ min to respond

Solution

INDX's data structuring technology accurately structured complex insurance regulation tables and conditional logic. An AI agent was built on top of this, enabling natural language regulation search and response.

High-precision structuring of insurance policy tables and conditional branches

AI agent that answers with precise clauses from natural language questions

Change management feature that automatically identifies impact scope of regulation amendments

Citation of source clauses to ensure response reliability

Value of INDX Metadata Technology

INDX's metadata technology accurately captures the logical structure of insurance regulations—"applicable conditions," "exceptions," "cross-references"—enabling the AI agent to provide accurate, evidence-based answers according to specific conditions.

Before
After
Inquiry Response
15+ min / manual
Instant AI answers
Answer Accuracy
Depends on experience
95% with citations
Tables & Logic
Existing AI cannot parse
INDX high-precision
Amendment Analysis
Days of manual work
2 hours automated
Workflow After
💬
Ask in natural language
🤖
AI agent searches
⚖️
Conditions evaluated
Cited answer returned

Application Screenshots

Screen mockups of the applications we built. We design and develop UI/UX tailored to each client's workflow.

app.indx.jp
INDX AI Agent
Reasoning

Does fire insurance cover fire caused by an earthquake?

Analyzing query...

Question type: Coverage scope → search for "fire insurance", "earthquake", "exclusions"

Searching regulations by metadata
Insurance: FireClause Type: ExclusionsKeyword: Earthquake
Retrieved relevant regulations (4 hits)
Fire Insurance Policy Art. 5 (Exclusions) §399%
Earthquake Insurance Act Art. 295%
Special Provisions Art. 1288%
Fire Insurance Policy Art. 882%
Evaluating conditional logic...

Cross-referencing exclusion rules with exceptions (72-hour rule, rider availability)

Standard fire insurance does not cover fire caused by earthquakes. To receive coverage for earthquake-caused fire, a separate earthquake insurance policy is required. However, fires occurring 72+ hours after an earthquake may be covered under fire insurance if no causal link to the earthquake is established.

Sources
Fire Insurance Policy Art. 5 (Exclusions) §3
Earthquake Insurance Act Art. 2
Fire Insurance Policy Art. 8 (72-hour rule)
Ask a question...

Agent searches regulations via metadata and evaluates conditions autonomously

System Architecture

An integrated system built on a data foundation that accurately understands complex insurance regulation structures, with an AI agent for natural language interaction and automated amendment impact analysis.

FrontendFrontend / User-Facing UI

AI Agent Chat UI

Operators ask regulation questions in natural language and receive answers citing relevant clauses. Handles multi-condition queries and exceptions with source clause links.

Next.jsStreaming ChatTypeScript

Regulation Browser

Browse structured regulations in a hierarchical tree view. Cross-reference relationships visualized as a graph for comprehensive understanding.

ReactTree ViewGraph Visualization

Amendment Impact Dashboard

Input proposed regulation changes to automatically identify affected regulations, processes, and policies. Diff view and impact heatmap streamline amendment work.

Diff ViewerHeatmapReact
BackendBackend / Data Processing

INDX Regulation Structuring Engine

High-precision analysis of insurance-specific tables, conditional logic, and cross-references. Assigns metadata for "applicable conditions," "exclusions," and "special provisions" to enable condition-aware search.

INDX Core EngineTable ParserLogic Tree

AI Agent Orchestrator

Analyzes user intent and autonomously executes regulation search, condition evaluation, and answer generation. Handles multi-step reasoning through tool-calling combinations.

Agent FrameworkTool UseLLM

Change Management Engine

Maintains and updates the dependency graph between regulations. Automatically traces affected clauses during amendments and generates impact reports.

Dependency GraphChange Detection
InfrastructureInfrastructure / Data Store

Regulation Knowledge Base

Structured regulation data managed in both vector DB and graph DB. Hybrid search combining semantic and structural retrieval achieves high accuracy.

Vector DBGraph DBHybrid Search

Version Control & Audit

Complete tracking of all regulation amendment history. AI response logs are preserved to verify which regulation version was used. Meets compliance and audit requirements.

Version ControlAudit LogPostgreSQL

Data Flow

📄
PDF / Word Images / Paper
⚙️
INDX Structuring
🏷️
Metadata Tagging
💾
Vector DB Index
🤖
AI Search Response
👤
User

Results

60%
Inquiry Response Time Reduction

Significantly reduced operator regulation search and response time

95%
Response Accuracy

Provides accurate answers with supporting clause citations

3days→2hrs
Amendment Impact Analysis

Automated identification of impact scope for regulation amendments

Facing similar challenges?

We'll propose the optimal solution tailored to your challenges. Feel free to reach out for a consultation.